No annual fee credit cards
Welcome to No Annual Fee Credit Cards Directory!
Admit that: credit cards are still one of the best inventions ever! However, what's not so easy is finding a card with low APR, or no balance transfer fee and NO ANNUAL FEE at all! That's why we collected ALL the - U.S. - online available credit cards with absolutely NO ANNUAL FEE! Apply today!
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      The Platinum Card(R) from American Express

The Platinum Card(R) from American Express

Intro APR N/A

No Annual Fee!
   CREDIT CARD ISSUER: American Express
  • 25,000 Membership Rewards(R) points bonus, redeemable for one domestic round-trip Coach-Class airline ticket, when you spend $1,000 during your first three months of Card membership
  • New GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
  • Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees
  • Complimentary Companion Airfare with purchase of qualifying First- or Business-Class international ticket
  • 24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide

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      American Express(R) Gold Card

American Express(R) Gold Card

Intro APR N/A

No Annual Fee!
   CREDIT CARD ISSUER: American Express
  • Earn 10K Membership Rewards(R) points, redeemable for select gift cards valued at $100, when you spend $500 in your first 3 months of Card membership
  • Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
  • Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase
  • Redeem Membership Rewards(R) points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Get approved in 60-seconds.

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      Blue Cash Everyday(SM) Card from American Express

Blue Cash Everyday(SM) Card from American Express

Intro APR 0% on Purchases for up to 12 months

No Annual Fee!
   CREDIT CARD ISSUER: American Express
  • No annual fee, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card

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      Discover(R) More Card - 18 Month Promotional Balance Transfer

Discover(R) More Card - 18 Month Promotional Balance Transfer

Intro APR 0% Intro APR*

No Annual Fee!
   CREDIT CARD ISSUER: Discover Bank
  • 0% intro APR on balance transfers for 18 months, then the variable APR of 11.99% - 20.99%
  • 0% intro APR on purchases for 6 months, then the variable APR of 11.99% - 20.99%
  • 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • No annual fee, no rewards redemption fee, and no additional card fee

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      Discover(R) More Card - 15 months intro period

Discover(R) More Card - 15 months intro period

Intro APR 0%

No Annual Fee!
   CREDIT CARD ISSUER: Discover Bank
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% - 20.99%
  • 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover
  • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • No annual fee, no rewards redemption fee, and no additional card fee

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      Discover(R) Motiva Card

Discover(R) Motiva Card

Intro APR 3.99% Intro APR*

No Annual Fee!
   CREDIT CARD ISSUER: Discover Bank
  • Earn Cashback Bonus for your good credit managment
  • 3.99% intro APR on balance transfers and purchases for 15 months, then the variable APR of 11.99% - 20.99%
  • 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • No annual fee, no rewards redemption fee, and no additional card fee

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      Orchard Bank(R) Classic MasterCards

Orchard Bank(R) Classic MasterCards

Intro APR N/A*

No Annual Fee!
   CREDIT CARD ISSUER: HSBC Bank Nevada, N.A.
  • An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns

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      TrueEarnings(R) Card from Costco and American Express

TrueEarnings(R) Card from Costco and American Express

Intro APR 0% on Purchases for 6 months

No Annual Fee!
   CREDIT CARD ISSUER: American Express
  • American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express

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      Starwood Preferred Guest(R) Credit Card from American Express

Starwood Preferred Guest(R) Credit Card from American Express

Intro APR 2.90% on Purchases and Balance Transfers for 6 months

No Annual Fee!
   CREDIT CARD ISSUER: American Express
  • Earn up to 30,000 bonus Starpoints(R) - enough for 3 free nights at a Category 4 hotel.
  • Redeem Starpoints for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines - all with no blackout dates.
  • Earn at least 4 Starpoints per eligible dollar at participating hotels & resorts
  • 2011 SmarterTravel(R) Award for "Best Travel Rewards Card"
  • Enjoy the first year with no annual fee -- a savings of $65

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      American Express(R) Premier Rewards Gold Card

American Express(R) Premier Rewards Gold Card

Intro APR N/A

No Annual Fee!
   CREDIT CARD ISSUER: American Express
  • Membership Rewards(R) bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
  • Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
  • No annual fee for your first year - a $175 savings
  • Get approved in 60-seconds.

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      Discover(R) Open Road Card - $150 Restaurant.com Gift Certificate

Discover(R) Open Road Card - $150 Restaurant.com Gift Certificate

Intro APR 0% Intro APR*

No Annual Fee!
   CREDIT CARD ISSUER: Discover Bank
  • Free $150 Restaurant.com Gift Certificate with first purchase
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable APR of 11.99% - 20.99%
  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • No annual fee, no rewards redemption fee, and no additional card fee

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      Escape by Discover(R) Card

Escape by Discover(R) Card

Intro APR 0% Intro APR*

No Annual Fee!
   CREDIT CARD ISSUER: Discover Bank
  • 25,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for the first 25 months
  • 2 Miles per $1 on all purchases
  • No limit on the Miles you earn and Miles don’t expire*
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Use Miles for travel, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months then the variable APR of 10.99% - 16.99%
  • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Enhanced travel benefits like Travel Delay Insurance and Trip Cancellation Insurance
  • $0 Fraud Liability plus automatic mobile and email fraud alerts

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      Miles by Discover(R) Card

Miles by Discover(R) Card

Intro APR 0% Intro APR*

No Annual Fee!
   CREDIT CARD ISSUER: Discover Bank
  • 12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
  • 0% intro APR on purchases and balance transfers for 6 months then the variable APR of 10.99% - 16.99%
  • 1 Mile per $1 on every purchase
  • Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
  • No limit on the Miles you earn and Miles don’t expire*
  • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Use Miles for travel, merchandise, gift cards or cash
  • No annual fee, No Overlimit Fee, No Redemption Fee

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      Blue Sky from American Express(SM)

Blue Sky from American Express(SM)

Intro APR 0% on Purchases for up to 12 months

No Annual Fee!
   CREDIT CARD ISSUER: American Express
  • No annual fee
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program: big deals on big brands, all the time
  • Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
  • Get approved in 60-seconds

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      Gold Delta SkyMiles(R) Credit Card from American Express

Gold Delta SkyMiles(R) Credit Card from American Express

Intro APR None

No Annual Fee!
   CREDIT CARD ISSUER: American Express
  • BONUS MILES: 20K with your first purchase, 5K when you add two Additional Cardmembers to your account. That's 25K miles, redeemable for a flight!
  • No annual fee for your first year - a $95 savings
  • Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
  • Earn DOUBLE miles on qualifying flights -1 mile per eligible dollar on everything else

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