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Welcome to No Annual Fee Credit Cards! Admit that: credit cards are still one of the best inventions ever! However, what's not so easy is finding a card with low APR, or no balance transfer fee and NO ANNUAL FEE at all! That's why we collected ALL the - U.S. - online available credit cards with absolutely NO ANNUAL FEE! Apply today!
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| Choice Privileges® Platinum Visa® Card |
APR (Purchases): Intro Rate - 1.9% for six billing cycles. Goto rate is variable risk based rate between Prime + 9.99% and Prime + 13.99%
APR (Balance Transfers): Intro Rate - 0% for six billing cycles. Goto rate is variable risk based rate between Prime + 9.99% and Prime + 13.99%
APR (Cash Advances): 21.99% Variable * minimum 19.99% . (P + 15.99%)
Finance Configuration: Average Daily Balance (including new purchases)*
Annual Fee: None
Additional Cardholders: $0
Grace Period: 20 Days (Min.)
Minimum Credit Limit: $500
Maximum Credit Limit: N/A
Late Payment Fee: $19 on balances up to $100; $29 on balances of $100 up to $1,000; and $39 on balances over $1,000
Over-The-Limit Fee: $35
Cash Advance Fee: 3%, $10 minimum
Balance Transfer Fee: None
Reward Program Details
- Points per Dollar: 2 points per dollar
- Points per Dollar spent at Choice Privileges locations: 15 points (2)
- Points Expiration: Points earned in a calendar year will expire on Dec 31 of the second caelndar year following the year during which the points were earned.
- Yearly Limit on miles you can earn: None
- Bonus Miles: 6,000 points at first purchase
- Redeem points towards free nights, airline miles, gift certificates.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
(2) 15 points per dollar is based on 10 points per dollar earned through Choice Privileges membership for eligible stays plus 5 points per dollar earned when paying for stays with the Choice Privileges Visa Platinum card linked to the same Choice Privileges membership.
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Last Updated: 2008-02-04
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